Terms and Conditions
Terms of Use
By using this website, you hereby consent to the following terms of use without limitation or qualification. Please read these terms of use carefully before using this website. If you do not agree to these terms, do not use this website. Heron Financial Group | Wealth Advisors (“Heron”) may at any time revise these terms and the terms of the access to and use of such information and materials by updating this posting. You are bound by any such revisions and accordingly you should periodically visit this page to review the then current terms and conditions to which you are bound.
This website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Nothing contained on this website is intended to be or should be construed as legal, tax, investment or any other advice. Past performance does not guarantee future performance. Please refer to Heron's privacy policy.Heron files SEC Form ADV, Part 1 with the SEC annually and our Form ADV, Part 2 (Brochure) is available on this website and via mail at any time.
Limitations
The information provided on this website is provided for informational purposes only. The information provided on this website is “AS IS” in all respects. While Heron seeks to provide accurate and timely information, there may be unintentional technical or factual inaccuracies and typographical errors, for which we apologize and are not responsible. We reserve the right to make changes and corrections at any time, without notice. The information provided on this website is provided without warranties of any kind, either expressed or implied, and Heron disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Heron does not warrant, either expressly or impliedly, the accuracy, timeliness or completeness of the information, text, graphics, links or other items contained on this website, and Heron expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on this website. Neither Heron nor any of its affiliates, directors, officers or employees, nor any third party vendor retained by Heron, will be liable or have any responsibility of any kind for any loss or damage whatsoever that you incur in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Heron or of any vendor providing software or support services for this website. In no event will Heron, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Heron or any other party have been advised of the possibility thereof.
Nothing contained in Heron's website constitutes legal, tax, investment or any other advice. Neither the information nor any opinion contained in this website constitutes a solicitation or offer by Heron or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on Heron's website are the sole responsibility of the user, and in exchange for using Heron's website, you agree to hold Heron harmless from and against any claims for damages arising from any decisions that you may make based on such information. All information posted on this website is current only as of the date of its posting, and Heron undertakes no obligation to update any information to reflect events or circumstances after the date of such posting. All materials on this website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions, disclosures, or hedge clauses which may apply to any partial document or material in the same manner as they do to the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.
Restrictions on Use of Materials
This website is owned and operated by Heron. Permission is granted to display and navigate this website with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this website or any portion hereof is strictly prohibited.
No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website, including any text, images, audio or video, for public or commercial purposes, without Heron's prior written permission. Modification or use of the materials for any other purpose violates Heron's intellectual property rights.
Heron neither warrants nor represents that your use of materials displayed on this website will not infringe on the rights of third parties not owned by or affiliated with Heron.
Electronic Mail; Employment Applications
Electronic mail (email) submitted to this website should be considered neither secure nor confidential. Heron makes no representation whatsoever concerning the security or confidentiality of your email messages and specifically makes no representation that any email message submitted through this website will be received by Heron.
Trademarks and Copyrights
IHeron owns and operates this website. All trademarks, service marks, trade names, and logos displayed on this website are proprietary to Heron, except as explicitly noted below under Ownership of Other Materials. Nothing contained on the website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this website without the written permission of Heron or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with permission by, Heron. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information or software from this website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
Use of Links
Should you leave this website via a link contained herein, and view content that is not provided by Heron, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Heron. Heron is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such website, whether actual, alleged, consequential or punitive. Heron makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.
SEC Materials
Certain information provided through this website has been filed with the Securities and Exchange Commission ("SEC") (such materials being referred to as "SEC Materials"). Heron does not assume any duty of disclosure beyond that which is imposed by law and expressly disclaims any duty to update any information set forth in the SEC Materials. Individual statements appearing in the SEC Materials are intended to be read in conjunction with and in the context of the complete SEC Materials in which they appear, rather than as stand-alone statements.
Certain statements included in both the SEC Materials and other public disclosures contained on this website are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks, uncertainties, and other factors that could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. The most significant of such factors include the performance of financial markets, the investment performance of Heron's sponsored investment products and separately managed accounts, general economic conditions, competitive conditions and government regulations, including changes in tax rates. You are cautioned to consider carefully such factors. Further, such forward-looking statements speak only as of the date on which such statements are made. Heron undertakes no obligation to update any forward-looking statements to reflect events or circumstances after the date of such statements. This website may contain information about the past successes and business of Heron. Past performance by Heron can not guarantee future performance by Heron.
Ownership of Other Materials
Adobe®, Acrobat®, Acrobat® Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated. Microsoft® and Internet Explorer® are trademarks of Microsoft Corporation. Netscape Navigator® is a trademark of Netscape Communications. Standard & Poor's®, S&P®, Standard & Poor's 500®, S&P 500®, are trademarks of The McGraw-Hill Companies, Inc. Sector and Industry classifications included in this website utilize the Global Industry Classification Standard ("GICS®"). GICS® is the exclusive property and a service mark of Morgan Stanley Capital International Inc. ("MSCI") and Standard & Poor's ("S&P"), a division of The McGraw-Hill Companies, Inc. Neither MSCI nor S&P makes any express or implied warranties or representations or shall have any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) with respect to GICS® data or results obtained therefrom.
Risks of Investing
Securities (including shares of mutual funds), alternative investments, and other investment products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, or insured or guaranteed by, Heron or any of its affiliates. Securities (including shares of mutual funds) and other investments involve investment risks, including the possible loss of value.
The investment products and investment advisor services provided by Heron are:
- Not FDIC insured.
- Not deposits or other obligations of a bank.
- Not guaranteed by a bank.
- Subject to investment risk, including possible loss of the principal amount invested.
Jurisdiction and Governing Law
This website is controlled and operated by Heron from its offices within the State of New York, United States of America. Heron makes no representation that materials on the website are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials on this website in violation of U.S. export laws and regulations.
The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Heron or its affiliates to any registration requirement within such jurisdiction or country.
The laws of the State of New York govern these terms of use. If you take legal action relating to these terms of use, you agree to file such action only in the State of New York.
Integration and Severability
If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms of use represent the entire agreement between Heron and the user relating to the subject matter herein.